If you were looking for a mortgage, where would you start?

I am a loan officer with a mortgage company. The hardest thing about my job is getting in contact with interested customers. I get leads online, I despise calling people repeatedly. It's O.K. if you have a repeat answer, I'm looking for a survey, not creativity.

If you were looking for a mortgage, where would you start?
Put on a suit and go around to real estate offices. You want to focus on high producing offices in areas where you want to work. Hand out cards and shake hands with every real estate agent you can at each office. Sometimes they'll run scenarios by you just be you happen to be there when they get off the phone with their client. Be friendly and quote good rates. Now is not the time to run up your fee sheet or make a killing on yield spread - it's the time to make relationships. You can't be in the right place at the right time if you're sitting around waiting for the phone to ring. Trust me - this really works. Good luck!
Reply:At my local bank, less sharks there...
Reply:You are doing what most young loan officers do. I would be afraid of cold calling in these days because of the Do Not Call List. You should check the disclosures on the leads you get from your lead company. Does your company have a Do Not Call program in place? If not you should ask. Idon't want to alarm you, but on the other hand I don't want you to get into trouble because you are not aware.





You have selected a wonderful career field. You are pretty much on your own to earn as much as you want and be as successful as you can.





I agree with some of the others here,get out of the office, start a marketing plan that will make you successful. Sitting in the office with the other loan officers will not accomplish that for you.





You have to come up with a marketing plan that will get you clients without depending on others. So let's take a look at how to do this.





#1 You can advertise in the local paper stating that you do loans.





#2 You can mass mail to the city in which you reside or want to do business in.





#3 You can buy leads from a lead generating company, these leads normally cost upward from $25.00, however you must purchase in bulk of 100 or more at one time or over time.





#4 You may do cold calling, but then there is that nasty Do Not Call List.





#5 You can select an area of your city or place you want to do business in and concentrate your efforts in that area.





You have a wonderful job, get off your duff and make your own list and get potential clients. Get into the neighborhood, meet the people that need loans, want to purchase homes, have friends and neighbors that want to do the same. The only reason they don't recommend you is because they don't know you do loans. If they knew you or had information about you they might recommend you.





You should select an area of your city that you wish to work. Walk the area for about 3-4 weeks placing fliers on the doors of your potential clients. Talk to anyone you find outside.Get their name and email address you are already standing in front of their house so write the address down.





On your fliers you want to tell your potential clients who you are, what it is you do,and what you want to do for your potential clients. You might also give a little bio of yourself, such as schools attended, marital status, number of children and number of years you have been in this business. Make a project out of it, if you have children have them help you put out the fliers. Don't forget to stop by McDonalds as a reward or if they are older stop at KFC.





These names and email addresses as well as any additonal information you are able to obtain should be placed in our data base you will be starting.





Go to the commercial stores in this area and leave your fliers. You will find flyer holders at Staples or Office Depot. Don't forget to stop by and refill your holders. Get to know the owner by name, so he/she will recognize you when they see you coming in the door. Also make a habit of buying something even if it is for your children or spouse when you get home.





After you have walked this neighborhood for 3-4 weeks, make a newsletter indicating again what programs you have available. You may use articles from the internet, newspapers, magazines and other media outlets as long as you give the author credit. Mail your newsletter out monthly.





Remember the commercial people you have gotten to know you might ask if they want to advertise in your newsletter, since it will be going to the surrounding neighborhood. You might charge them about $50.00 per ad and they have to sign up for 3 or 6 months at one time.





Now you will need a professional team to assist you. I suggest you surround yourself with an attorney, a mortgage broker or real estate agent, a home owners insurance agent, a notary public, a title rep, an appraiser and others in a profession you think might help you be successful. You may add or take away from the list as you see fit.





Now these professionals should pass out your business card to people they meet that need your services. You should have a business card of their to give to people you come in contact with that need their services. If a few are not giving your referals, change that person with someone that will.





You will need to get the names of the people in your farm to mail your newsletter to. Contact your title rep, this person will be able to get all the names of the people in your area. Add this list to the data base you have started. This is a free service offered by your title company.





Contact the post office about a bulk mailing stamp.They will know what you are speaking of. Get a few lessons on what and how to bundle your newsletters for this type mailing. This is a method of mass mailing and saving lots of money.





If you are a mortgage broker or loan consultant don't forget to help the FSBO in your area. Give them support by assisting them with open houses, assisting in setting up an escrow closing agent, a title company and other services they will need.





You should be available at all open houses to pre-approve those that are looking at the house and are not pre-approved. Get compts for them to assist in coming to a good sales price, get your appraiser to assist in this also.





Now after about 2-4 weeks you should be getting telephone calls.





Join the local Chamber Of Commerce, meet the membership, Go to a church in your area, ask the minister if you can give free seminars to the members that might want to purchase a home and be pre-approved. Take an hour off go to the spa and work out, pass out your business card out to those that you meet and speak with there.





Find the new neighbors in your area. You know the vacant houses as well as those that are sold, give them a small gift and welcome package like change of address from the post office, Home Depot and Lowes offer free coupons so put some of them in your welcome package. Put any other thing you think will be of use to someone moving into the area.





A lot of people will tell you this does not work. They are right as long as you don't do it it will never work. You have to give this method about a year before you get over 4 deals per month.





I hope this has been of some use to you, good luck.





"FIGHT ON"
Reply:Screw mass mailings and spamming, and going door-to-door! I have the BEST Lead Generation there is. And, it's a secret! Not, really, our company uses call capture systems and lots of great advertising. We work with hundreds of Realtors, and generate limitless leads! The great thing is you get nothing but interested buyers and sellers. Seriously, I'm not joking when I say, it just plain works. But, they are soooooo expensive and hard to maintain. I've been in on it since the ground level, and I've learned that you have to have someone who knows what they're doing to build the system. Good luck everyone! Hey, if you're in Southern California, come work for us!
Reply:i network with friends and family, offer referral fees to them. I routinely drop in on realtor offices, that's hit or miss. I have been at this a while and used to do the lead calling thing, i feel your pain. thing is, you stick with it a while, it gets easier and easier to get loans due to relationship building and referrals, previous customers, etc.....

I want to give surveys(on my invention)to customers in major chain stores. Would store mangers approve of this

I want to know if store managers usually allow people to do surveys on their customers. What do i need to say to convince them to say yes?

I want to give surveys(on my invention)to customers in major chain stores. Would store mangers approve of this
Probably NOT within the Store but perhaps outside in the parking lot or sidewalk near the entrance ~ but it wouldn't hurt to ASK where would be most disruptive to your customers.





Say: I'm trying to gain/gather some research data on the consumer's impression of a new innovative product. Would you mind taking (tell the exact time it will take ie 3 minutes) of your time to answer 4 questions?





If you don't want YES - NO answers ask OPEN ENDED questions and EITHER/OR CHOICE questions so that you get a more specific answer.





There are many websites that you can write your own questionnaire and send it out via email and collect ALOT of data via a report and they are very easy to use.


ZAPSURVEY.com VOVICI.com VISTA-SURVEY.com


CVENT.com QUESTIONPRO.com KEYSURVEY.com


and there are many others - check them out.
Reply:Do you have the funds to set up a kiosk at a local mall?





Does your community have a really huge flea market that you could try for very little money?





Have you considered Yahoo Geocities as an optional forum, with pamphlets provided electronically?





Who could you possibly network with that has a product or service that complements your invention, or vice versa? If both stand to gain something from the interaction, then maybe this is a way to go? I am assuming that you know the difference between compliment and complement. Imagine, sometime in the distant past, the inventor of the hot dog roll hooking up with Oscar Mayer, right after the dog came on the market, for example.
Reply:Go here,





%26gt; http://affiliatestag.blogspot.com





%26gt; http://paidforwritedown.blogspot.com





%26gt; http://professionallab.blogspot.com





-------------------
Reply:no, they don't





stores pay good money to get people to come into the store and you want to hijack the potential customer for your personal gain? Get real.





***


You either need to do your surveys from public property [like the highway right-of-way in front of the store] OR convincingly answer the question "What's in it for the store?"





And, no -- the mall outside the store isn't public property. It belongs to the mall owner who rents it to the odd consumer attitude survey outfit, so you can't use that area for free either.





You can ask the Mall managment for permission and what their fee would be if ....








GL

How do i get rid of this computer virus?

Help! Legitimate online work? Who knows of some?

Surveys, customer service, etc... Companies that will answer emails and questions!!!

Help! Legitimate online work? Who knows of some?
I am a full time worker doing work online at home, so I can share my personal experience with you. When u are planning for a home based online work, be very careful because most of them are scam and ask you to pay initial money. never pay money to any such site. Did you ever heard that if u r going for a job and employer ask you for money before hiring? After lot of search, I have found one website, where you can make $600 in a month working at home. The work need to be done is posting a discussion and answering a discussion. the link is:





http://tinyurl.com/yhzzph





But there is nothing called free lunch and you have to work if you want to make more and more money. When i said $600, i meant in a month, if you will work hard you can even make $1000 or more.. it all depends on your usage pattern. How u get money is through posting a discussion and replying to discussion. I worked for 1 hour daily last month and i got paid $238 for the last month. Its not bad after all, i am happy and making more. After sign up, do mail me to know the tips on how to increase your earning.





Please let me know, if you have any queries. I will try my best to give you right answer
Reply:Here is a great at home business that I have found that works and makes your home a safer place.


http://www.stayinhomeandlovinit.com/cgi-...





You can also check out my blog:


http://klmr.blogspot.com
Reply:For REAL, legit ways to make $ online with no investment, no memberships or spam check out: http://paidopps.blogspot.com





This is my website in which I will teach you how to make over $500 every week - no gimmick. I ask for nothing in return! Be sure to read the previous posts located on the left hand side as well as the "archives" section. I update it daily with new tried %26amp; true ways as well as honest company reviews so be sure to come back frequently!





Did you know you can get PAID to drive you car?





Find out how to make money off your old ink cartridges, text books or other "junk" laying around your home. NOT BY EBAY! But REAL companies will buy this stuff directly from you!





Get paid to receive US Mail, use a free cell phone, write articles, etc. It's all these plus waaay more!
Reply:you can build an income for life here:





http://www.website.ws/jerrygreen67/show
Reply:Check this out you answer emails and process orders as data entry http://www.webspawner.com/users/enterdat...

Can you please fill out my survey about about fashion?

Im doing a marketing assignment for tafe and have chosen the retailer Forever New. I need people who shop there to fill out a survey. Even if you've only shopped there once i just need to get an idea of their customer profile. Thanks.

Can you please fill out my survey about about fashion?
1 Age: 17


2 Gender: F


3 Occupation: Student


4 How much do you earn a year: $0


5 How often do you shop: everyday on ebay


6 Who do you shop with: if i go out i shop with my sister


7 How much do you spend weekly on clothing and accessories: $50 at the most


8 What other retailers do you shop at: Supre, Myer, Miss shop, Overboard, Jetty, Parliment, Rebel


9 Define your style: Chic, Glamours, sporty at time


10 Are you loyal to any particular


brands (which ones): Purr, Bardot, Lee riders, Face off, and so on.


11 What is the most important factor in buying clothing (style, fit, price, colour): I would say comfort.


12 What do you do in your spare time: Exercise, sleep, Ebay, Pamper myself, spend time with friends, assignments and study.


13 What influences your style: Magazines and most probably Paris.


14 How often do you shop at Forever New: never


15 Do you buy mags if so which ones: Famous, OK, Cleo, Shop till you drop, NW, Vogue


16 Would you sarcrifice quality for a cheaper price: if all depends


17 Do you care if the garment is australian made: NO


18 Do you like to mix vintage with new: yes


19 How much would you spend each on the following: MAX


jeans: 170


dress: 100


skirts: 80


jackets 200


tops 50


singlets 50


shorts 50


pants 60

Help me please in that survey?its really important for me,really? graduation project?

for the coming points what do you think is necessary for you to find in Automotive engineering Department


For each item identified below, circle the number


to the right that best fits your judgment of its needs.


Use the scale above to select the quality number.


Customer VoiceScale


Not important (1) , Slightly important (2) , Neutral (3), Important (4) , Extremly important (5)





1.Prefer that they be well trained before graduation. 12345


2.Prefer have idea in management not only engineering. 12345


3.Should have a fair knowledge about statistics and statistical knowledge.12345


4.Speak English Fluently.12345


5.Study engineering and business ethics12345


6.Know international and national business.12345


7.Should have Maintenance Knowledge 12345


8.Study design of computerized line of assembly systems. 12345


9.Know technology of painting.12345


10.Know techniques of car testing.12345


11.Know the design of data base and information system. 12345





please say ur gender , age ,Job

Help me please in that survey?its really important for me,really? graduation project?
3345452425 male, 34, bus owner
Reply:5


4


4


3


4


4


3


3


4


5





Female, 13, Babysitter

I got a invitation from American eagle to participate in a survey and then I will get free stuff..is it true??

the survey name is called "u.talk.back."


This is what american eagle email said:


As a valued AE customer you’re invited to join an online market research panel and earn valuable rewards just for sharing your opinions.





• Earn rewards for the time spent answering online surveys


• You choose how many surveys you’d like to take


• There’s no cost to participate and nothing to purchase


• Your privacy is guaranteed - only welcome e-mails





How it works. Earn rewards for answering online surveys. The more surveys you answer, the more rewards you’ll earn.





What you could earn. Music downloads, movie rentals, frequent flyer miles and valuable rewards from some of your favorite retailers including gift cards from AE and more!





Do you think its true or a spam?


I know that the email is officially from american eagle.

I got a invitation from American eagle to participate in a survey and then I will get free stuff..is it true??
I think it is spam. The surveys will be conducted by a third party, and often, you will not "qualify" after answering a good number of questions--hence, they get their survey answers without giving you a thing. Also, by answering the surveys, you open yourself up to more spam and consumer slamming. (saddling you with a product or service you did not truly agree to buy)
Reply:idk, im trying it out but im not sure if its spam. its safe though cuz when u sign up theres a security lock and in the address bar it says HTTPS.. wich is supposed to be safe/
Reply:Well I signed up today and so far so good. I have 15 points just by answering surveys. The more surveys you answer, the more points you get. The only thing is, you need like 500 points for a decent prize and since I only have 15 I dont know if the prizes come through or not. Oh well Im just giving it a try.

loops beats

Please answer my survey if you know anything about car restoration business.?

I'm a high school student trying to get a survey together for my high school business class and I would like to ask how we can give you better service and quality.





1. What is your average income?


A. Between $10,000 and $20,000


B. Between $21,000 and $30,000


C. Between $80,000 and $150,000


D. Over $1,000,000





2. What can we do to be different from other shops you've been to?





3. What is your age?





4. What can we do to provide you with the best customer service?





5. What are the names of other places you've been to?

Please answer my survey if you know anything about car restoration business.?
This question might receive more responses if it were posted under a different category. Perhaps Cars %26amp; Transportation.





Good luck!